Application
Short form, fully online
UnderwriteIQ reads your profile the way funding partners do and returns your options on a soft inquiry. Review them with an advisor. Apply only where you already fit. Up to $500,000.
A defined path from application to funding. Nothing is submitted anywhere without your say-so.
Complete a short application with your business information. The initial review is a soft inquiry and does not affect your credit score.
A funding advisor walks your profile with you and shows exactly which options you clear, which you don't, and why.
You pick what you want from what's on the table. We submit it and track it. Funds are disbursed by the funding partner.
Fundhub is built around UnderwriteIQ. It reads your profile against partner criteria first, so you find out where you stand before an application ever goes out.
You provide your details once. The engine assembles your full profile from your submission and a soft inquiry. No re-keying the same information for six lenders.
UnderwriteIQ maps your profile against funding partner criteria and surfaces only the options you actually clear, with the reasons attached.
A funding advisor walks the output with you. Software does the reading. A person goes through the deciding with you.
Builds your file the moment you submit. Nothing sits in a queue waiting to be noticed.
Tells you where your file stands without you having to chase anyone for an update.
Flags a missing document the same day, not the week after it held everything up.
Puts a complete, structured file in front of your advisor before your call starts.
Fundhub is not a direct lender. We're the layer between you and a network of funding partners, and we only put you in front of the ones your profile fits. Up to $500,000 per business, subject to qualification and partner approval.
Intro APR offers are set by card issuers, apply for limited promotional periods, and revert to issuer standard rates. All amounts, rates, and terms are determined by funding partners based on qualification.
The same capital, reached in a different order.
General comparison of typical processes. Individual institutions, products, and outcomes vary.
Built for U.S. financial data from day one. Three are live and three are underway. We list both rather than only the finished ones.
You're protected three ways. If we don't hold up our end, you don't pay. We only earn when you get funded.
Once you're signed on, a funding advisor begins working your file within 24 business hours. If we don't act in that window, you're protected and you don't pay.
Once you're signed on, your applications go out within 72 business hours. If we don't act in that window, you're protected and you don't pay.
If you qualify and we don't secure funding for you, you don't pay. If you get nothing, we earn nothing.
Protection terms for each engagement type are set out in the service agreement; where an engagement includes an upfront deposit, these guarantees provide for its return under the stated conditions. These guarantees are not a guarantee of credit approval, funding amounts, rates, or terms, which are determined by funding partners.
A few questions about your funding needs and credit, then your contact details. Two minutes. No cost to apply and no obligation to proceed.